Get Approved!

Regardless of your
credit history!
If you've had trouble getting financed elsewhere due to credit problems, no credit history, or bankruptcy, Oak Motors can help get you into a reliable vehicle. Our Buy Here Pay Here credit application only takes a couple minutes to complete.
With over 30 years of experience serving the metro Indianapolis buy here pay here car market, we know how to get customers with credit challenges into a reliable used car. We offer quality vehicles that are safety inspected to give you dependable transportation.
The Oak Motors Family
30 Years of Buy Here Pay Here Experience

The Oak Motors Difference

We Will Be Here For You

Family owned and operated, Oak Motors has been in business for over 30 years and provides 5 convenient locations serving central Indiana.

Massive Inventory

With over 500 vehicles in stock, we're sure you'll find a vehicle you love!

Quality Vehicles

We take pride in offering quality vehicles that are thoroughly safety inspected to give you dependable transportation.

Preferred Customer Service Program

We offer our customers a preferred customer service program that includes all non-warranty repairs to be performed at a discounted labor rate. We also offer competitively discounted prices for the parts needed to make those repairs. In addition, we provide published menu pricing for minor maintenance repairs.

Vehicle Warranties

Our vehicles come with a 36 month/36,000 mile powertrain warranty and a 6 month/6,000 mile preferred customer service warranty. Ask us for complete details.

48 Hour Exchange Policy

Buy with confidence. If for any reason, you are not happy with your purchase, bring it back and we will exchange it for another selection of equal or lesser value. Ask us for details.

Confidence in Affordable Payments

We will help you get a vehicle you can afford because we want to make shopping for and driving a vehicle a pleasure. Our goal is to create a long-term relationship with you to satisfy all of your transportation needs.

Convenient Payments

Making your payment on time is easy when you can pay online, at our kiosks, through ACH, or one of our many other available options.

Payment Assistance Referral Program

We will help you pay for your vehicle through our family and friends referral program. You can earn $200 when you refer a purchasing customer to us.

Credit Bureau Reporting

All loans will be reported to the credit bureau, which gives you an opportunity to increase your credit rating and buying options. We offer easy to make pay-day payments with our local lender, who is available to talk with you during difficult times to help establish or re-establish your credit.

See What Our Customers Are Saying

★★★★★ Great car buying experience
by NICOLE JOHNSON - 2016-10-18 (via TrustPilot)

Great experience all around. Process was simple, selection was good. Was able to find a vehicle that meets my needs and my budget. My credit wasn't an issue either, which is huge! Robin is wonderful!

★★★★★ Second Chance.
by DEBORAH HAMPTON - 2016-10-17 (via TrustPilot)

My experience with Oak Motors was great the employees were very helpful they really help you to get the vehicle you want.I would recommend Oak Motors to anyone .You might look sad or nervous going in there but you'll definetely leave out with a big smile on your face .Thanks Oak Motors!!!

★★★★★ Helping good people with bad credit
by CHARLES DURHAM - 2016-10-17 (via TrustPilot)

Oak motors is a God send. I couldn't find a car lot to work with me on down payment. Or my length of employment was too low. Or a co signer was needed. Trish helped me get into a car that fit my needs and budget. The warranty was the cherry on top. I planned on paying extra for a 3rd party warranty but with oak motors there was no need.

★★★★★ Great service
by TINA TAYLOR - 2016-10-16 (via TrustPilot)

Very good service and help from Chuck and Mark

★★★★★ Great
by CAMERON FOSTER - 2016-10-16 (via TrustPilot)

Oak Motors Of Muncie Is Great

★★★★★ Was very happy Larry did a great job getting us out of our van and putting us into other van
by CLEON MCDOUGALLE - 2016-10-14 (via TrustPilot)

Was very happy Larry did a great job getting us out of our van and putting us into other van but the van I got I didn't see it until we got it but it been wreak in the front right side and wish u all would fix it

★★★★★ The greatest Salemen
by HOLLIE WEBB - 2016-10-12 (via TrustPilot)

Reggie is one of the greatest sale men and give s his all to my your dream come true.

★★★★★ Friendly and helpful people.
by RODNEY KNIGHT - 2016-10-10 (via TrustPilot)

Will help you get a car when no one else can or will.

★★★★★ A great group of people to work with on your car purchase thanks oak motors.
by DONALD MARLOW - 2016-10-07 (via TrustPilot)

Very friendly people who cares and are willing to help you in every way.

★★★★★ Excellent service & wonderful staff
by SKYLER ESCH - 2016-10-02 (via TrustPilot)

I worked with Ryan and he had an awesome personality and kept in touch with me to make sure the car was treating me right.

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