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Why You Should Shop at Oak Motors

Happy Customers at Oak Motors


Oak Motors has over 30 years of experience in the Buy Here Pay Here industry and is the leading Buy Here Pay Here car dealer in Indianapolis. Over the years we have seen countless customers with a wide variety of credit histories and we know how to get you into a reliable vehicle. If you have bad credit, a previous bankruptcy, or just can’t get financed by the banks, come to Oak Motors and we’ll do our best to provide you with affordable transportation. Our experience has earned us the “National Buy Here Pay Here Dealer of the Year” award from Leedom and Associates and has grown a small family company into Central Indiana’s leading Buy Here Pay Here dealer.


Every car that Oak Motors offers goes through a rigorous inspection and reconditioning process before it is placed on our lot to be sold. We want to ensure your vehicle will get you from point A to point B safely. Our vehicles also come with a 36 month / 36,000 mile power train warranty and a 6 month / 6,000 mile preferred customer service warranty, so you can rest assured that if you encounter an issue we will be here to help you through it.


Our sales staff will thoroughly discuss your buying options and credit situation to make sure that you are set up for success. We want to build a long-term relationship with our customers while providing you with an affordable mode of transportation. You can also trade in your old vehicle to reduce your down payment or monthly payments. We also offer preferred customer service programs so that if you have an issue with your car that isn’t covered under the warranty we can provide discounted repairs that are likely to beat any other available options.


Making your payment on time is easy when you can pay through our app, at our kiosks, online, through ACH, or one of our many other available options. We will also help you pay for your vehicle through our family and friends referral program. You can earn $200 when you refer a purchasing customer to us. All loans will be reported to the credit bureau, which gives you an opportunity to increase your credit rating and buying options.


With over 500 cars available, we are sure that you’ll find a vehicle that you’ll love. And, if we don’t have the vehicle you’re looking for just let us know and we’ll try to track it down for you. Our buyers are out looking for new inventory all the time and can often find those harder to find vehicles our customers want. With an ever changing inventory you’re bound to find a car you’ll be happy with at Oak Motors. If for any reason you are unhappy with your purchase, bring it back within 48 hours and we will exchange it for another selection of equal or lesser value. Ask us for details.

We Will Work With You

We would be happy to have you as a customer, and show you why we are an industry leader. Let us show you why we are the best Buy Here Pay Here dealer in town. To get started, apply for financing online today! It only takes a few minutes to complete our online credit application.

Happy Customers at Oak Motors

Our Customers

Not convinced yet? See what our customers have to say about us:

  • My daughter was in a car accident with a car she had previously with Oak Motors. We returned today to get her in another vehicle which Oak Motors assisted with the insurance company and seemed to fast track this process. We presented the need to drop our payments and were presented with many options to choose from. They even drove me around to other stores to look at other vehicles. I appreciate all of you so much for your patience and understanding of what a big purchase this is.
    –– Erin A. ––
  • I was traveling to Chicago and my original car broke down on the highway. The next day, I walked over to Oak Motors. Not only were they able to get me into a vehicle that I like, but they were also very quick and it did not take all day long to purchase a vehicle. And I was able to get into the vehicle with no money down. They were a blessing.
    –– Damon W. ––
  • I have been with Oak Motors for years. I paid off one car and decided to get another one through Oak Motors. I've had nothing but a great experience. Oak Motors has been nothing but helpful and honest. If it wasn't for Oak Motors I probably wouldn't have my car. I'm truly grateful.
    –– Exzneair W. ––
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