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All Oak Motors vehicles are Certified Ultimate Protection Plus:

* Limited powertrain warranty, regular maintenance required, commercial use excluded. See dealer for more details.
** Age and insurance restrictions apply, subject to availability. See dealer for more details.
+ See dealer for details and eligibility requirements.
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Our Locations


765-643-2911 Anderson, IN 46012
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Indy East

317-536-4636 Indianapolis, IN 46219
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Indy South

317-452-8888 Indianapolis, IN 46227
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Indy West

317-297-9977 Indianapolis, IN 46254
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765-288-6453 Muncie, IN 47303
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  2. Why You Should Shop at Oak Motors

Why You Should Shop at Oak Motors

Happy Customers at Oak Motors


Oak Motors has over 30 years of experience in the Buy Here Pay Here industry and is the leading Buy Here Pay Here car dealer in Indianapolis. Over the years we have seen countless customers with a wide variety of credit histories and we know how to get you into a reliable vehicle. If you have bad credit, a previous bankruptcy, or just can’t get financed by the banks, come to Oak Motors and we’ll do our best to provide you with affordable transportation. Our experience has earned us the “National Buy Here Pay Here Dealer of the Year” award from Leedom and Associates and has grown a small family company into Central Indiana’s leading Buy Here Pay Here dealer.


Every car that Oak Motors offers goes through a rigorous inspection and reconditioning process before it is placed on our lot to be sold. We want to ensure your vehicle will get you from point A to point B safely. Our vehicles also come with a 36 month / 36,000 mile power train warranty, so you can rest assured that if you encounter an issue we will be here to help you through it.


Our sales staff will thoroughly discuss your buying options and credit situation to make sure that you are set up for success. We want to build a long-term relationship with our customers while providing you with an affordable mode of transportation. You can also trade in your old vehicle to reduce your down payment or monthly payments. We also offer preferred customer service programs so that if you have an issue with your car that isn’t covered under the warranty we can provide discounted repairs that are likely to beat any other available options.


Making your payment on time is easy when you can pay through our app, at our kiosks, online, through ACH, or one of our many other available options. We will also help you pay for your vehicle through our family and friends referral program. You can earn $200 when you refer a purchasing customer to us. All loans will be reported to the credit bureau, which gives you an opportunity to increase your credit rating and buying options.


With over 500 cars available, we are sure that you’ll find a vehicle that you’ll love. And, if we don’t have the vehicle you’re looking for just let us know and we’ll try to track it down for you. Our buyers are out looking for new inventory all the time and can often find those harder to find vehicles our customers want. With an ever changing inventory you’re bound to find a car you’ll be happy with at Oak Motors. If for any reason you are unhappy with your purchase, bring it back within 48 hours and we will exchange it for another selection of equal or lesser value. Ask us for details.

We Will Work With You

We would be happy to have you as a customer, and show you why we are an industry leader. Let us show you why we are the best Buy Here Pay Here dealer in town. To get started, apply for financing online today! It only takes a few minutes to complete our online credit application.

Happy Customers at Oak Motors

Our Customers

Not convinced yet? See what our customers have to say about us:

  • I had went to other dealerships and told them my situation with my credit. They all said they could help but couldn't. I walked into Oak motors and they walked me through the process with great customer service and helped me find an even better car than what I was looking for. The staff was friendly the process was simple and easy and I was out of the dealership in no time. The staff there are AWESOME!
    –– Krystal O. ––
  • I'm a young adult with low credit and a first time car buyer. Not only was Oak Motors super gracious and willing to work with me, but my sales consultant was the bomb diggety!! She was super patient, explained everything to where I could understand it, and even gave me some pointers on car buying in the future. Not to mention she picked me out the cutest little car I could ask for! Definitely a huge commitment, but they took a lot of the stress out of the situation.
    –– Melissa H. ––
  • This is the 3rd car I have purchased from Oak Motors. They are attentive, work hard to get the price you need, and you leave driving a newer car. I love my new Nissan Sentra. My sales person was one of the most personable people in sales, answered all my questions and had me driving away in less than 3 hours. If you have poor credit, go to Oak Motors. They will help you find a car fast. You don't have to walk around the lot looking for a car either, just tell the sales person what you are looking for and they will check for one in your range. You will be happy you went to Oak Motors, I am.
    –– Diane G. ––
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